How We Work

Our operating model ensures that only credible, professionally structured, and investment-ready projects move forward.

What We Do

At Fox Capital & Investment Limited, our methodology is designed for borrowers who operate at scale and understand the need for institutional precision. We follow a clear, compliant, and globally recognized financing framework that ensures every project is evaluated, structured, and executed with absolute transparency. Our objective is to remove guesswork from the funding journey and replace it with clarity, professionalism, and predictable progress.

Complete Explanation of Funding Methodology

A Transparent, Methodical & Globally Standardized Process

Our approach to financing is rooted in discipline, clarity, and institutional governance. We work exclusively on loans and structured debt instruments, offering funding from USD 10 million to USD 1 billion, depending on the sector and jurisdiction.

Commitment Begins at the Letter of Intent (LOI)

Once a project is reviewed and deemed compatible with our lending framework, a Letter of Intent (LOI) is issued. At this stage, the borrower is required to submit the due-diligence retainer, which officially activates the engagement. This retainer is non-negotiable and covers the cost of mobilizing underwriting teams, analysts, legal experts, compliance officers, and technical evaluators.

Deep Evaluation & Underwriting

After the retainer is submitted:

  • All technical and financial documents are assessed

  • Feasibility studies and cashflow projections are validated

  • Collateral and security arrangements are examined

  • Regulatory compliance and jurisdiction-specific requirements are reviewed

Depending on the project, physical site inspections or virtual due diligence may be conducted to confirm operational authenticity and evaluate the project’s execution capacity.

Structuring, Approval & Disbursement

Once evaluation is complete:

  • The underwriting team defines risk parameters

  • Loan terms are structured

  • Institutional partners provide approval

  • Legal agreements are prepared

  • Funds are released in phases aligned with milestones

Throughout the process, transparency remains central. Borrowers always know which stage they are in, what is required next, and what timeline to expect.

Funding Criteria & Parameters

INTEREST RATES

Starting from 7%, adjusted based on country risk, industry type, and project profile.

TENURE

Flexible repayment terms ranging from 3 to 20 years, depending on project structure.

FUNDING SIZE

Minimum requirement of USD 10 million, with selective exceptions evaluated individually.

FINANCIAL INSTRUMENTS

  • Simple Interest Loans

  • Structured Debt Finance

  • Equity-Linked Funding (selective)

  • Lines of Credit

  • Hybrid & Mezzanine Structures

GLOBAL REACH

Financing available across all legally eligible and compliant jurisdictions worldwide.

ARRANGEMENT FEE

Applicable between 1.5% – 2.5% of the approved loan amount, based on size and complexity.

Cost Structure & Borrower Responsibilities

Our financing covers 100% of project development or transaction costs, but excludes:

  • Pre-development or pre-transaction expenses

  • Documentation and project preparation costs

  • Collateral or financial insurance arrangements

  • Retainers and administrative fees

  • Legal, regulatory, and compliance expenses

  • Technical evaluations and due-diligence documentation

 

We require borrowers to submit a fully prepared, professionally documented, and technically sound project package before underwriting begins — ensuring accuracy, transparency, and smooth processing.