Required Docs

To initiate our assessment and move toward the issuance of the Letter of Intent (LOI) for funding, the Borrower is required to submit the following pre-requisites:

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  • Required Docs

Pre-Requisites (Initial Stage)

1.

Formal Funding Request

A signed letter on the company’s official letterhead clearly stating:

  • Purpose of the funding
  • Project details
  • Amount requested
  • Contact details of the authorized representative

2.

KYC Documents (Mandatory)

For all Directors, and all Shareholders holding 10% or more equity, submit:

  • Self-attested Passport copy
  • National Identification Card
  • Recent Utility Bill (not older than 90 days)

3.

Company Documentation

  • Certificate of Incorporation / Company Registration
  • Memorandum & Articles of Association (if applicable)
  • Board Resolution authorizing the funding request (if available)
  • Resume / Profile of each Director & key management member

4.

KYC & Verification Fees (Non-Refundable)

  • Company KYC Fee: USD 30,000 (one-time)
  • Additional Directors/Shareholders: USD 2,750 per individual
 

   

 Kindly Note:

  • Total KYC charges depend on the number of Directors/Shareholders requiring clearance.
  • We provide loans, not equity investments.
  • The due-diligence retainer must be submitted along with the above documents.
  • This retainer is non-refundable, with the balance due diligence amount payable at the time of signing the Letter of Intent (LOI).
  • An official tax invoice for all KYC and verification related expenses will be issued in the Borrower’s name.
  • If the Borrower is unable to meet these mandatory requirements, we are unable to proceed with discussions or evaluation.
  • Upon successful KYC clearance, the Borrower becomes eligible for Stage 2: Advanced Evaluation.

Additional Documents Required for Further Evaluation (Advanced Stage)

Once the initial prerequisites are complete, kindly submit the following:

1.

Comprehensive Business Plan

Including:

  • Full Project Description
  • Market Analysis
  • Implementation Roadmap
  • Projected Outcomes
  • Detailed Cost Structures

2.

Executive Summary

A concise overview of the project, purpose, and financial requirement.

3.

Completed CIS Form

(To be provided by us) FCIL

4.

Initial Considerations for Funding

A mandatory evaluation document required for each project/acquisition/request.
(To be provided by us)

5.

Financial Statements

  • Balance Sheets (past 2–3 years, if applicable)
  • Profit & Loss Statements
  • Cash Flow Projections
  • Financial Model with Assumptions
  • Statement of Existing Liabilities

6.

Vendor List (If Applicable)

  • Contractors
  • EPC partners
  • Technology providers
  • Equipment suppliers

Our Conditions

To ensure seamless processing and efficient funding, all applicants must be fully prepared with a comprehensive and professionally compiled set of documents. “Fully ready” means that the project is complete in all preliminary aspects, including final concepts, architectural designs, feasibility studies, contractor confirmations, construction and project plans, insurances, entitlements, off-take agreements, collateral framework, and all other components required to classify the project as bankable.

1. Bankable Collateral Requirements

Acceptable forms of collateral may include, but are not limited to:
Property assets, risk insurance, sovereign guarantees, bank guarantees, SBLCs, cash or savings accounts, investment papers, natural reserves, blanket liens, PPAs, or any other viable financial instrument.
All collateral matters remain fully negotiable based on the borrower’s profile and project strength.

2. Documentation Standards

A highly detailed, complete, and current document package prepared by a qualified third party is mandatory. This includes all project-related reports, certifications, legal papers, engineering documents, and financial structures required for due diligence and underwriting.

Conditions for M&A, Refinancing & Recapitalization Transactions

For mergers, acquisitions, refinancing, and recapitalization requests, the following additional conditions apply:

  • Strong buyers and sellers must provide audited financial statements for the last three years, along with current year-to-date P&L.
  • All available due diligence packages from either the buy-side or sell-side must be submitted.
  • Clear identification of the seller and their representative, such as the Investment Banker, FSBO, Commercial Realtor, Business Broker, etc.
  • Submission of a robust takeover plan, supported by strong financial forecasts and an operational plan demonstrating post-acquisition readiness.
  • The acquiring party must be prepared for a 100% takeover of the entity.
  • Acquisitions may be bundled to include working capital, lien settlements, and expansion capital.
  • For any renovations or new construction, the borrower must be shovel-ready, supported by a complete and detailed set of plans and documentation.
  • All retainers and fees shall apply as outlined in our Project Funding Guidelines.
  • A legally binding contract must be in place to acquire, merge, or fully buy out the seller or target company.

The same rules apply for company refinancing and recapitalization, with adjustments based on the transaction structure.

Identification Requirements

National Identification Cards may include

  • Aadhaar (India)
  • DNI (Argentina)
  • SIN/SSN (Canada/United States)
  • HKID (Hong Kong)
  • BSN (Netherlands)
  • Driving License (USA, Canada, Netherlands)
  • Voter ID Cards (INE Mexico, India, Jamaica)
  • Health Card (Canada)
  • Other acceptable government-issued identification.

 

If any shareholder owns more than 10% shareholding, KYC documentation for that shareholder is also mandatory.